This website is owned and maintained by Mortgage Allied Associates Limited (MAA). Please read terms and conditions carefully before continuing to use or browse this website. By accessing and using this website you are deemed to have accepted these website terms and conditions and agreed to be bound. MAA reserves the right to change or modify the website terms and conditions at any time without prior notice. Any change will take effect once posted on this website.
You must not use this website for any unlawful purpose.

1. About this Website
The information provided on this website is not a regulated financial advice to a retail client. It is not intended as a substitute for professional advice. You may seek appropriate financial advice from a qualified professional to suit your individual circumstances.

2. Governing Law
This website is governed by, and is to be interpreted in accordance with, New Zealand law.

3. No Warranties
While every effort is made to ensure the information on this website is up-to-date and correct, MAA makes no representations or warranties of any kind, express or implied, about the accuracy, reliability, completeness, suitability or availability of the website or the information about the products and services provided on the website. The information on this website is subject to change at any time and may, at times, be out of date, inaccurate and/or incomplete. MAA is under no obligation, and accepts no responsibility, to update any information on this website or correct any errors in the information after it is published on the website nor does MAA accept any liability for any failure to do so. Any reference on this website to historical information and performance of a product or service may not necessarily be a good guide to future performance. You are solely responsible for any actions you take or do not take by relying on such information.

4. No Liability
To the fullest extent permitted by applicable law, we exclude all liability for any loss or damage, including any consequential loss or indirect loss, loss of data or loss of profits, loss of profit, loss of reputation or loss of business arising in relation to the use or reliance of any part of this Website or any information on this Website (including any Third Party Materials, any recommendations or results generated by the Website, the inability to use any part of this Website or the features on this Website), whether or not it is caused by our negligence, and whether or not the possibility of loss was known to us.

5. Virus Protection
Although MAA regularly updates its virus protection software, it does not warrant that the server that makes the information and contents of this website available is free of viruses or bugs. You acknowledge that it is your responsibility to implement sufficient procedures and virus checks (including anti-virus and other security checks) to satisfy your requirements for the correct display and/or presentation of any material contained on this website.

6. Linked Websites
This website includes links to websites operated by third parties which are not under our control. We provide these links for your convenience only and are not responsible for the information on any linked website.

7. Website availability
Every effort is made to keep the website up and running smoothly. However, MAA takes no responsibility for, and will not be liable for, any loss you may suffer due to the website being temporarily unavailable either during its planned maintenance or due to technical or other issues beyond our control.

8. Intellectual Property
Unless otherwise indicated, we own or are licensed to use all intellectual property (including without limitation copyright, trademark, and designs) subsisting in the materials on this Website. We authorise you on a non-exclusive basis to reproduce and download the materials solely for use in the intended manner. Otherwise, to the extent allowed by law, no part of this Website may be reproduced, reused, retransmitted, adapted, published, broadcast, or distributed without our prior written permission.

All names, logos and trademarks on this Website are the property of their respective owners. Nothing on this Website should be interpreted as granting any rights to commercial use or distribute any names, logos or trademarks, without the express written agreement of the relevant owners.